LANKABAFIN

LankaBangla Finance PLC. · Financial Institutions · Cat A

9/100

High risk

৳16.7

DSE Hexagon

Stands out for constructive price action and trades below its estimated worth.

Six lenses, each scored 0–100 from the analysis. Integrity is DSE-specific — it reads how organic the price action is (high = clean, low = concentrated-operator risk). Descriptive only, not a recommendation.

Risks & rewards

Risks (3)

⚠ Earnings trending down
⚠ Dividend sustainability at risk
⚠ Financial health deteriorating

Rewards (1)

✓ Trades below estimated fair value

Score breakdown

Price history & performance

52-week high৳18.2

52-week low৳12.0

From 52w high-8.2%

Beta1.39

7D +0.6%

1M +14.4%

3M +15.2%

6M +36.9%

1Y +15.2%

YTD +35.8%

Shareholder returns vs DSEX

LANKABAFIN+1.2%

DSEX+2.4%

LANKABAFIN underperformed the DSEX since Jul 8, 2026 — that's when we started tracking the index, so this window will get longer over time.

Volatility

Annualized volatility35.7%

Daily VaR (95%)-2.98%

Max drawdown (5y)-74.5%

Correlation to market0.7

Typical volatility for a DSE stock. Descriptive only — past volatility is not a forecast.

Technical read

RSI (14)63.9

MACDbearish

Bollingerinside bands (+0.8σ)

Price cycle (Wyckoff)MARKUP

Health trenddeteriorating

Flow pressureaccumulation

Valuation

Fair value ()

Upside—

Dividend yield+6.10%

Fundamental verdictAT-RISK

Confidence—

Ownership

Institutional holding23.85%

Foreign holding0.45%

Free float41.93%

Sponsor, institutional, foreign and public holdings from the latest disclosed shareholding pattern. Descriptive only.

Share structure

Authorized capital৳10,000mn

Paid-up capital৳5,388.39mn

Face value৳10

Market lot1

Outstanding shares538,838,623

Last AGM11-12-2025

Fiscal year end31-Dec

Reserve & surplus (ex-OCI)৳3,394.9mn

Other comprehensive income৳0mn

Financials

Recent P/E ratio

DateCurrent P/ETrailing P/E

Jul 14, 2026 23.19 43.95

Jul 13, 2026 23.19 43.95

Jul 12, 2026 23.33 44.21

Jul 9, 2026 22.78 43.16

Jul 8, 2026 22.92 43.42

Jul 7, 2026 23.33 44.21

Based on the latest un-audited financial statements. Descriptive only.

Dividend history

202310%

202210%

202110%

202012%

20197%

201815%

20177.5%

201615%

201515%

Earnings & NAV

YearEPSNAVDividend

2024 0.51 18.52 0%

2023 0.7 18.82 10%

2022 1.21 20.02 10%

2021 2.38 19.82 10%

Quarterly EPS — FY2025

Q10.03

Q20.18

Half-year0.21

Q30.34

Nine-month0.54

From disclosed annual reports and dividend declarations. Descriptive only, not a forecast.

Levels

Resistance

৳16.8

৳17.5

৳18.1

৳18.7

Support

৳16.5

৳16

৳15.5

৳15

Historical bounce zones

Aug 22, 2024: ৳19.9→৳23.6 +19%

Oct 28, 2024: ৳16.1→৳21.3 +32%

Jun 22, 2025: ৳13.6→৳18.6 +37%

Aug 24, 2025: ৳15.8→৳18.4 +16%

Nov 16, 2025: ৳11.6→৳13.6 +17%

Dec 21, 2025: ৳12→৳16.9 +41%

Mar 1, 2026: ৳14.6→৳17.5 +20%

May 24, 2026: ৳12.3→৳17.9 +46%

Sector peers

Other Financial Institutions names, ranked by our analysis score (DSE has no market-cap feed). Descriptive comparison only.

ScripScorePriceUpsideYield

IDLCIDLC Finance PLC. 79 ৳44.3 +35.00% +3.50%DBHDBH Finance PLC. 74 ৳42.4 +19.00% +3.60%UTTARAFINUttara Finance and Investments Limited 29 ৳13.3 +664.00% +11.40%UNITEDFINUnited Finance PLC. 23 ৳16.6 -31.00% +6.20%ICBInvestment Corporation Of Bangladesh 15 ৳47.2 — +0.40%PHOENIXFINPhoenix Finance and Investments Ltd. 8 ৳3.50 — +0.00%

Historical outlook

Based on how similar setups behaved historically — not a prediction of what will happen.

10-day 40% vs 40% market avg Typical move: -4% / -0.7% / 3.9%

30-day 41% vs 42% market avg Typical move: -6.7% / -0.7% / 7.3%

Signals: Bearish Harami

Reference levels

Descriptive reference points from the analysis — not instructions to buy or sell.

Entry readAVOID (dormant/dirty)

Reference stopn/a

Reference target—

Timing notestay out

Elevated (score 200) — acceptable only with real earnings and sponsor backing; artificial-activity lens applies. Phase: DORMANT (16% >200-MA, flow ACC). Elevated sharp-fall risk 9%. [fundamentals AT-RISK (dividend cut risk), payout 196.0%, yield 6.1%]