PREMIERBAN

The Premier Bank PLC. · Bank · Cat Z

15/100

High risk

৳5.00

DSE Hexagon

Stands out for trades below its estimated worth and clean, organic trading.

Six lenses, each scored 0–100 from the analysis. Integrity is DSE-specific — it reads how organic the price action is (high = clean, low = concentrated-operator risk). Descriptive only, not a recommendation.

Risks & rewards

Risks (5)

⚠ Z-category — higher default/governance risk
⚠ Earnings trending down
⚠ Dividend sustainability at risk
⚠ Overbought on RSI (71)
⚠ Financial health deteriorating

Rewards (2)

✓ Trades below estimated fair value
✓ No signs of artificial price activity

Score breakdown

Price history & performance

52-week high৳8.00

52-week low৳3.90

From 52w high-37.5%

Beta1.22

7D +13.6%

1M +22.0%

3M -2.0%

6M +22.0%

1Y -29.6%

YTD +22.0%

Shareholder returns vs DSEX

PREMIERBAN+2.0%

DSEX+2.4%

PREMIERBAN underperformed the DSEX since Jul 8, 2026 — that's when we started tracking the index, so this window will get longer over time.

Volatility

Annualized volatility29.6%

Daily VaR (95%)-2.52%

Max drawdown (5y)-73.9%

Correlation to market0.55

Calmer than most DSE stocks. Descriptive only — past volatility is not a forecast.

Technical read

RSI (14)71.1

MACDbullish

Bollingerabove upper band

Price cycle (Wyckoff)

Health trenddeteriorating

Flow pressureaccumulation

Valuation

Fair value ()

Upside—

Dividend yield+25.50%

Fundamental verdictAT-RISK

Confidence—

Ownership

Institutional holding22.49%

Foreign holding0.0%

Free float52.28%

Sponsor, institutional, foreign and public holdings from the latest disclosed shareholding pattern. Descriptive only.

Share structure

Authorized capital৳15,000mn

Paid-up capital৳12,334.31mn

Face value৳10

Market lot1

Outstanding shares1,233,431,133

Last AGM30-06-2026

Fiscal year end31-Dec

Reserve & surplus (ex-OCI)৳4,433.5mn

Other comprehensive income৳0mn

Financials

Recent P/E ratio

DateCurrent P/ETrailing P/E

Jul 14, 2026 — —

Jul 13, 2026 — —

Jul 12, 2026 — —

Jul 9, 2026 — —

Jul 8, 2026 — —

Jul 7, 2026 — —

Based on the latest un-audited financial statements. Descriptive only.

Dividend history

202312.5%

202212.5%

202112.5%

202012.5%

20195%

201610%

Earnings & NAV

YearEPSNAVDividend

2025 -8.05 13.59 0%

2024 1.09 21.73 0%

2023 3.37 22.08 12.5%

2022 3.42 21.64 12.5%

Quarterly EPS — FY2026

Q1-0.87

Q2—

Half-year—

Q3—

Nine-month—

From disclosed annual reports and dividend declarations. Descriptive only, not a forecast.

Levels

Resistance

৳5.3

৳5.5

৳5.7

৳5.9

Support

৳5

৳4.8

৳4.6

৳4.4

Historical bounce zones

May 29, 2025: ৳6.5→৳7.8 +20%

Jul 30, 2025: ৳7→৳8.1 +16%

Nov 13, 2025: ৳4→৳5.7 +43%

Dec 15, 2025: ৳3.9→৳4.5 +15%

Jan 12, 2026: ৳3.9→৳4.5 +15%

Feb 5, 2026: ৳4.1→৳6.3 +54%

Mar 1, 2026: ৳5.1→৳6 +18%

May 5, 2026: ৳3.9→৳4.7 +21%

Sector peers

Other Bank names, ranked by our analysis score (DSE has no market-cap feed). Descriptive comparison only.

ScripScorePriceUpsideYield

MTBMutual Trust Bank PLC 82 ৳14.0 +84.00% +7.30%SHAHJABANKShahjalal Islami Bank PLC. 82 ৳17.6 +50.00% +7.40%JAMUNABANKJamuna Bank PLC. 80 ৳23.5 +8.00% +12.30%EBLEastern Bank PLC. 80 ৳24.5 +71.00% +10.20%DHAKABANKDhaka Bank PLC. 77 ৳12.3 +72.00% +8.30%CITYBANKCity Bank PLC. 76 ৳31.1 +124.00% +4.90%

Historical outlook

Based on how similar setups behaved historically — not a prediction of what will happen.

10-day 29% vs 40% market avg Typical move: -5.5% / -1.2% / 4.6%

30-day 41% vs 42% market avg Typical move: -9.3% / -2% / 7.5%

Signals: Above upper Bollinger|Price reclaims MA200|Stochastic>80|Bullish Engulfing

Reference levels

Descriptive reference points from the analysis — not instructions to buy or sell.

Entry readAVOID (no entry)

Reference stopif held: EXIT now / close<4.5

Reference target—

Timing noteexit / stay out

Organic (score 93) — clean price history; historically holds its uptrend above the 50-day average. Z-cat. ⚠ PAPER-PROFIT — reports profit but NEGATIVE cash flow (accrual red flag; earnings not real cash). [fundamentals AT-RISK (dividend cut risk), yield 25.5%]