PUBALIBANK

Pubali Bank PLC. · Bank · Cat A

46/100

Mixed

৳37.4

DSE Hexagon

Stands out for a solid balance sheet and trades below its estimated worth.

Six lenses, each scored 0–100 from the analysis. Integrity is DSE-specific — it reads how organic the price action is (high = clean, low = concentrated-operator risk). Descriptive only, not a recommendation.

Risks & rewards

Risks (0)

No notable risk flags.

Rewards (3)

✓ Trades below estimated fair value
✓ Financial health improving
✓ Earnings trending up

Score breakdown

Price history & performance

52-week high৳37.4

52-week low৳21.7

From 52w high+0.0%

Beta0.55

7D +1.4%

1M +7.8%

3M +17.5%

6M +43.4%

1Y +72.0%

YTD +34.0%

Shareholder returns vs DSEX

PUBALIBANK+4.8%

DSEX+2.4%

PUBALIBANK outperformed the DSEX since Jul 8, 2026 — that's when we started tracking the index, so this window will get longer over time.

Volatility

Annualized volatility23.6%

Daily VaR (95%)-2.0%

Max drawdown (5y)-21.6%

Correlation to market0.38

Calmer than most DSE stocks. Descriptive only — past volatility is not a forecast.

Technical read

RSI (14)62.1

MACDbearish

Bollingerinside bands (+1.2σ)

Price cycle (Wyckoff)

Health trendimproving

Flow pressureneutral

Valuation

Fair value ()

Upside—

Dividend yield+4.20%

Fundamental verdictSUSTAINABLE

Confidence—

Ownership

Institutional holding24.57%

Foreign holding0.05%

Free float43.51%

Sponsor, institutional, foreign and public holdings from the latest disclosed shareholding pattern. Descriptive only.

Share structure

Authorized capital৳20,000mn

Paid-up capital৳15,617.22mn

Face value৳10

Market lot1

Outstanding shares1,561,721,842

Last AGM16-06-2026

Fiscal year end31-Dec

Reserve & surplus (ex-OCI)৳55,078.2mn

Other comprehensive income৳0mn

Financials

Recent P/E ratio

DateCurrent P/ETrailing P/E

Jul 14, 2026 5.42 4.39

Jul 13, 2026 5.44 4.4

Jul 12, 2026 5.38 4.35

Jul 9, 2026 5.23 4.24

Jul 8, 2026 5.19 4.2

Jul 7, 2026 5.22 4.22

Based on the latest un-audited financial statements. Descriptive only.

Dividend history

202510%

202412.5%

202312.5%

202212.5%

202112.5%

202012.5%

201910%

201810%

20175%

20165%

201512%

Earnings & NAV

YearEPSNAVDividend

2025 8.38 54.32 15%

2024 6.74 46.08 12.5%

2023 6.76 46.33 12.5%

2022 5.49 41.96 12.5%

Quarterly EPS — FY2026

Q11.72

Q2—

Half-year—

Q3—

Nine-month—

From disclosed annual reports and dividend declarations. Descriptive only, not a forecast.

Levels

Resistance

৳38

Support

৳33.6

৳31.8

৳30.7

৳29.7

Historical bounce zones

Dec 3, 2023: ৳17.7→৳21.3 +21%

Apr 17, 2024: ৳17.4→৳20.6 +19%

May 20, 2024: ৳17.8→৳20.9 +17%

Jul 25, 2024: ৳18.9→৳23.1 +22%

Oct 28, 2024: ৳19.5→৳23.6 +21%

Apr 22, 2025: ৳20.6→৳28.4 +38%

Nov 16, 2025: ৳22.2→৳29.1 +31%

Dec 30, 2025: ৳26.6→৳37.3 +40%

Sector peers

Other Bank names, ranked by our analysis score (DSE has no market-cap feed). Descriptive comparison only.

ScripScorePriceUpsideYield

MTBMutual Trust Bank PLC 82 ৳14.0 +84.00% +7.30%SHAHJABANKShahjalal Islami Bank PLC. 82 ৳17.6 +50.00% +7.40%JAMUNABANKJamuna Bank PLC. 80 ৳23.5 +8.00% +12.30%EBLEastern Bank PLC. 80 ৳24.5 +71.00% +10.20%DHAKABANKDhaka Bank PLC. 77 ৳12.3 +72.00% +8.30%CITYBANKCity Bank PLC. 76 ৳31.1 +124.00% +4.90%

Historical outlook

Based on how similar setups behaved historically — not a prediction of what will happen.

10-day 40% vs 40% market avg Typical move: -4.8% / -0.9% / 4.3%

30-day 41% vs 42% market avg Typical move: -8.5% / -1.4% / 7.4%

Signals: Bullish Engulfing

Reference levels

Descriptive reference points from the analysis — not instructions to buy or sell.

Entry readdip to 34.6–36.5

Reference stopclose<35.4 (buffer)

Reference targetride/trail; ref 46.4

Timing notebuy dips Jun-Aug; trim Sep-Oct; hold+trail

Elevated (score 114) — acceptable only with real earnings and sponsor backing; artificial-activity lens applies. Phase: DORMANT (24% >200-MA, flow neut). [fundamentals SUSTAINABLE, payout 18.0%, yield 4.2%]

Market activity

Block activity

Block trade ৳13.0M (1 trade), 1.1× normal public volume, institutional ownership -0.1pp.