SANDHANINS

Sandhani Life Insurance Company Ltd. · Life Insurance · Cat A

5/100

High risk

৳29.5

DSE Hexagon

A mixed profile with no standout strength.

Six lenses, each scored 0–100 from the analysis. Integrity is DSE-specific — it reads how organic the price action is (high = clean, low = concentrated-operator risk). Descriptive only, not a recommendation.

Risks & rewards

Risks (4)

⚠ Earnings trending down
⚠ Dividend sustainability at risk
⚠ Overbought on RSI (80)
⚠ Financial health deteriorating

Rewards (0)

No notable positives flagged.

Score breakdown

Price history & performance

52-week high৳29.5

52-week low৳17.1

From 52w high+0.0%

Beta1.12

7D +16.6%

1M +19.4%

3M +46.0%

6M +53.6%

1Y +65.7%

YTD +51.3%

Shareholder returns vs DSEX

SANDHANINS+15.2%

DSEX+2.4%

SANDHANINS outperformed the DSEX since Jul 8, 2026 — that's when we started tracking the index, so this window will get longer over time.

Volatility

Annualized volatility36.5%

Daily VaR (95%)-3.13%

Max drawdown (5y)-66.9%

Correlation to market0.66

Typical volatility for a DSE stock. Descriptive only — past volatility is not a forecast.

Technical read

RSI (14)80.3

MACDbullish

Bollingerabove upper band

Price cycle (Wyckoff)

Health trenddeteriorating

Flow pressureaccumulation

Valuation

Fair value ()

Upside—

Dividend yield+4.60%

Fundamental verdictAT-RISK

Confidence—

Ownership

Institutional holding16.44%

Foreign holding0.0%

Free float51.89%

Sponsor, institutional, foreign and public holdings from the latest disclosed shareholding pattern. Descriptive only.

Share structure

Authorized capital৳2,000mn

Paid-up capital৳1,096.99mn

Face value৳10

Market lot1

Outstanding shares109,698,633

Last AGM25-09-2025

Fiscal year end31-Dec

Reserve & surplus (ex-OCI)৳0mn

Other comprehensive income৳0mn

Financials

Recent P/E ratio

DateCurrent P/ETrailing P/E

Jul 14, 2026 25.22 —

Jul 13, 2026 25.65 —

Jul 12, 2026 24.87 —

Jul 9, 2026 22.7 —

Jul 8, 2026 22.26 —

Jul 7, 2026 22.26 —

Based on the latest un-audited financial statements. Descriptive only.

Dividend history

202412%

202312%

202212%

202112%

202012%

201912%

201815%

Earnings & NAV

YearEPSNAVDividend

2024 1.15 18.31 12%

2023 1.1 18.48 12%

2022 0.88 18.57 12%

2021 1.43 18.68 12%

Quarterly EPS — FY2024

Q1—

Q2—

Half-year—

Q3—

Nine-month—

From disclosed annual reports and dividend declarations. Descriptive only, not a forecast.

Levels

Resistance

৳29.7

৳30.9

৳31.9

৳32.9

Support

৳29.4

৳28.4

৳27.5

৳26.6

Historical bounce zones

Nov 10, 2024: ৳18.5→৳22.9 +24%

Feb 18, 2025: ৳19.2→৳24.4 +27%

May 29, 2025: ৳17→৳27.6 +62%

Nov 16, 2025: ৳17.1→৳20.4 +19%

Dec 4, 2025: ৳17.8→৳20.5 +15%

Dec 21, 2025: ৳18.5→৳22.6 +22%

Mar 8, 2026: ৳18.8→৳23.8 +27%

May 6, 2026: ৳21.6→৳26.8 +24%

Sector peers

Other Life Insurance names, ranked by our analysis score (DSE has no market-cap feed). Descriptive comparison only.

ScripScorePriceUpsideYield

Historical outlook

Based on how similar setups behaved historically — not a prediction of what will happen.

10-day 40% vs 40% market avg Typical move: -6.4% / -1.2% / 6%

30-day 31% vs 42% market avg Typical move: -10.7% / -2.2% / 9.3%

Signals: RSI>70 overbought|Above upper Bollinger|52w-high breakout|Stochastic>80

Reference levels

Descriptive reference points from the analysis — not instructions to buy or sell.

Entry readAVOID (dormant/dirty)

Reference stopn/a

Reference target—

Timing notestay out

Elevated (score 218) — acceptable only with real earnings and sponsor backing; artificial-activity lens applies. Phase: DORMANT (36% >200-MA, flow ACC). HIGH sharp-fall risk 18% (top-decile). [fundamentals AT-RISK (dividend cut risk), payout 104.0%, yield 4.6%]