UTTARABANK

Uttara Bank PLC. · Bank · Cat A

56/100

Mixed

৳21.4

DSE Hexagon

Stands out for trades below its estimated worth and clean, organic trading, held back by little dividend.

Six lenses, each scored 0–100 from the analysis. Integrity is DSE-specific — it reads how organic the price action is (high = clean, low = concentrated-operator risk). Descriptive only, not a recommendation.

Risks & rewards

Risks (0)

No notable risk flags.

Rewards (5)

✓ Trades below estimated fair value
✓ Financial health improving
✓ No signs of artificial price activity
✓ Earnings trending up
✓ Strong return on equity (18%)

Score breakdown

Price history & performance

52-week high৳22.0

52-week low৳16.6

From 52w high-2.7%

Beta0.44

7D -1.8%

1M +2.4%

3M +5.3%

6M +24.4%

1Y +25.6%

YTD +12.9%

Shareholder returns vs DSEX

UTTARABANK-0.5%

DSEX+2.4%

UTTARABANK underperformed the DSEX since Jul 8, 2026 — that's when we started tracking the index, so this window will get longer over time.

Volatility

Annualized volatility17.7%

Daily VaR (95%)-1.57%

Max drawdown (5y)-21.8%

Correlation to market0.5

Calmer than most DSE stocks. Descriptive only — past volatility is not a forecast.

Technical read

RSI (14)52.1

MACDbearish

Bollingerinside bands (-0.3σ)

Price cycle (Wyckoff)

Health trendimproving

Flow pressureaccumulation

Valuation

Fair value48.6 (34.0-63.2)

Upside+127.00%

Dividend yield+2.30%

Fundamental verdictWATCH

ConfidenceLOW (re-rate ceiling, not target)

Ownership

Institutional holding24.86%

Foreign holding0.65%

Free float43.96%

Sponsor/director trend (1y)Accumulating

Sponsor, institutional, foreign and public holdings from the latest disclosed shareholding pattern. Descriptive only.

Share structure

Authorized capital৳15,000mn

Paid-up capital৳12,128.36mn

Face value৳10

Market lot1

Outstanding shares1,212,836,090

Last AGM15-06-2026

Fiscal year end31-Dec

Reserve & surplus (ex-OCI)৳18,871.6mn

Other comprehensive income৳0mn

Financials

Recent P/E ratio

DateCurrent P/ETrailing P/E

Jul 14, 2026 4.03 3.59

Jul 13, 2026 4.05 3.6

Jul 12, 2026 4.07 3.62

Jul 9, 2026 4.07 3.62

Jul 8, 2026 4.07 3.62

Jul 7, 2026 4.11 3.65

Based on the latest un-audited financial statements. Descriptive only.

Dividend history

20255%

202417.5%

202317.5%

202214%

202114%

202012.5%

20197%

201820%

201720%

201620%

201520%

Earnings & NAV

YearEPSNAVDividend

2025 6.08 31.95 5%

2024 5.79 32.07 17.5%

2023 4.32 31.04 17.5%

2022 4.2 31.79 14%

Quarterly EPS — FY2026

Q11.32

Q2—

Half-year—

Q3—

Nine-month—

From disclosed annual reports and dividend declarations. Descriptive only, not a forecast.

Levels

Resistance

৳21.8

৳22.9

৳24.3

৳25.3

Support

৳21.4

৳20.6

৳19.6

৳18.7

Historical bounce zones

Jun 15, 2021: ৳10.6→৳12.3 +16%

Dec 27, 2021: ৳11.6→৳13.7 +18%

May 22, 2022: ৳11.9→৳13.7 +15%

Oct 17, 2022: ৳12.4→৳16.8 +36%

Jun 5, 2024: ৳12.8→৳18.5 +45%

Sep 17, 2024: ৳14.6→৳18.1 +24%

May 7, 2025: ৳14.9→৳18.5 +24%

Oct 22, 2025: ৳16.5→৳21 +28%

Sector peers

Other Bank names, ranked by our analysis score (DSE has no market-cap feed). Descriptive comparison only.

ScripScorePriceUpsideYield

MTBMutual Trust Bank PLC 82 ৳14.0 +84.00% +7.30%SHAHJABANKShahjalal Islami Bank PLC. 82 ৳17.6 +50.00% +7.40%JAMUNABANKJamuna Bank PLC. 80 ৳23.5 +8.00% +12.30%EBLEastern Bank PLC. 80 ৳24.5 +71.00% +10.20%DHAKABANKDhaka Bank PLC. 77 ৳12.3 +72.00% +8.30%CITYBANKCity Bank PLC. 76 ৳31.1 +124.00% +4.90%

Historical outlook

Based on how similar setups behaved historically — not a prediction of what will happen.

10-day 40% vs 40% market avg Typical move: -5% / -1.2% / 3.6%

30-day 50% vs 42% market avg Typical move: -8.7% / -1.7% / 6.7%

Signals: Bearish Engulfing

Reference levels

Descriptive reference points from the analysis — not instructions to buy or sell.

Entry readdip to 21.0–21.5

Reference stopclose<20.9 (buffer)

Reference targetride/trail; ref 24.4

Timing notebuy dips Jun-Aug; trim Sep-Oct; hold+trail

Organic (score 70) — clean price history; historically holds its uptrend above the 50-day average. Real earnings. [fundamentals WATCH, payout 8.0%, yield 2.3%]

Market activity

Insider activity (disclosed)

Buy 0 / Sell 0 in the last 90 days.