AGRANINS

Agrani Insurance PLC. · Insurance · Cat A

6/100

High risk

৳32.6

DSE Hexagon

A mixed profile with no standout strength, held back by little dividend.

Six lenses, each scored 0–100 from the analysis. Integrity is DSE-specific — it reads how organic the price action is (high = clean, low = concentrated-operator risk). Descriptive only, not a recommendation.

Risks & rewards

Risks (4)

⚠ Earnings trending down
⚠ Dividend sustainability at risk
⚠ Overbought on RSI (81)
⚠ Financial health deteriorating

Rewards (0)

No notable positives flagged.

Score breakdown

Price history & performance

52-week high৳32.6

52-week low৳18.6

From 52w high+0.0%

Beta1.03

7D +22.6%

1M +24.4%

3M +50.2%

6M +52.3%

1Y +34.2%

YTD +47.5%

Shareholder returns vs DSEX

AGRANINS+16.4%

DSEX+2.4%

AGRANINS outperformed the DSEX since Jul 8, 2026 — that's when we started tracking the index, so this window will get longer over time.

Volatility

Annualized volatility40.5%

Daily VaR (95%)-3.38%

Max drawdown (5y)-70.6%

Correlation to market0.58

Typical volatility for a DSE stock. Descriptive only — past volatility is not a forecast.

Technical read

RSI (14)81.3

MACDbullish

Bollingerabove upper band

Price cycle (Wyckoff)MARKUP

Health trenddeteriorating

Flow pressureaccumulation

Valuation

Fair value ()

Upside—

Dividend yield+2.10%

Fundamental verdictAT-RISK

Confidence—

Ownership

Institutional holding17.89%

Foreign holding0.0%

Free float54.36%

Sponsor, institutional, foreign and public holdings from the latest disclosed shareholding pattern. Descriptive only.

Share structure

Authorized capital৳500mn

Paid-up capital৳360.19mn

Face value৳10

Market lot1

Outstanding shares36,018,698

Last AGM14-05-2026

Fiscal year end31-Dec

Reserve & surplus (ex-OCI)৳302.9mn

Other comprehensive income৳0mn

Financials

Recent P/E ratio

DateCurrent P/ETrailing P/E

Jul 14, 2026 46.91 —

Jul 13, 2026 47.94 —

Jul 12, 2026 46.32 —

Jul 9, 2026 42.35 —

Jul 8, 2026 41.18 —

Jul 7, 2026 41.47 —

Based on the latest un-audited financial statements. Descriptive only.

Dividend history

20246%

202312%

20228%

202115%

20205%

201910%

20175%

20167%

20155%

Earnings & NAV

YearEPSNAVDividend

2025 0.18 19.42 0%

2024 1.54 19.81 6%

2023 2.1 20.31 12%

2022 1.99 20.17 8%

Quarterly EPS — FY2026

Q10.17

Q2—

Half-year—

Q3—

Nine-month—

From disclosed annual reports and dividend declarations. Descriptive only, not a forecast.

Levels

Resistance

৳32.6

৳33.7

৳34.7

৳35.9

Support

৳32.4

৳31.5

৳30.5

৳29.5

Historical bounce zones

Nov 11, 2024: ৳21.4→৳27.2 +27%

May 29, 2025: ৳21.8→৳26.5 +22%

Jun 23, 2025: ৳22.2→৳27.5 +24%

Aug 17, 2025: ৳24.3→৳29.6 +22%

Nov 16, 2025: ৳17.5→৳23.4 +34%

Dec 18, 2025: ৳21.1→৳26.2 +24%

Apr 5, 2026: ৳20.3→৳24.3 +20%

May 6, 2026: ৳21.5→৳29.2 +36%

Sector peers

Other Insurance names, ranked by our analysis score (DSE has no market-cap feed). Descriptive comparison only.

ScripScorePriceUpsideYield

UNITEDINSUnited Insurance Company Ltd. 59 ৳46.9 +33.00% +3.30%PRAGATIINSPragati Insurance PLC. 53 ৳83.6 +14.00% +3.20%CITYGENINSCity Insurance PLC. 53 ৳107.1 -43.00% +0.90%REPUBLICRepublic Insurance PLC. 49 ৳41.8 -19.00% +2.50%CENTRALINSCentral Insurance PLC. 41 ৳45.7 -26.00% +2.80%ISLAMIINSIslami Insurance Bangladesh Limited 40 ৳64.1 -4.00% +3.10%

Historical outlook

Based on how similar setups behaved historically — not a prediction of what will happen.

10-day 40% vs 40% market avg Typical move: -6.4% / -1.2% / 6%

30-day 41% vs 42% market avg Typical move: -10.7% / -2.2% / 9.3%

Signals: RSI>70 overbought|Above upper Bollinger|52w-high breakout|Stochastic>80

Reference levels

Descriptive reference points from the analysis — not instructions to buy or sell.

Entry readAVOID (dormant/dirty)

Reference stopn/a

Reference target—

Timing notestay out

Elevated (score 214) — acceptable only with real earnings and sponsor backing; artificial-activity lens applies. Phase: DORMANT (36% >200-MA, flow ACC). Elevated sharp-fall risk 13%. [fundamentals AT-RISK (dividend cut risk), payout 333.0%, yield 2.1%]