GSPFINANCE

GSP Finance Company (Bangladesh) PLC. · Financial Institutions · Cat Z

7/100

High risk

৳3.60

DSE Hexagon

Stands out for trades below its estimated worth, held back by a weak earnings record.

Six lenses, each scored 0–100 from the analysis. Integrity is DSE-specific — it reads how organic the price action is (high = clean, low = concentrated-operator risk). Descriptive only, not a recommendation.

Risks & rewards

Risks (4)

⚠ Z-category — higher default/governance risk
⚠ Earnings trending down
⚠ Dividend sustainability at risk
⚠ Financial health deteriorating

Rewards (1)

✓ Trades below estimated fair value

Score breakdown

Price history & performance

52-week high৳6.20

52-week low৳1.20

From 52w high-41.9%

Beta1.87

7D +5.9%

1M -2.7%

3M -32.1%

6M +125.0%

1Y -18.2%

YTD +125.0%

Shareholder returns vs DSEX

GSPFINANCE+2.9%

DSEX+2.4%

GSPFINANCE outperformed the DSEX since Jul 8, 2026 — that's when we started tracking the index, so this window will get longer over time.

Volatility

Annualized volatility56.2%

Daily VaR (95%)-5.8%

Max drawdown (5y)-96.2%

Correlation to market0.46

Typical volatility for a DSE stock. Descriptive only — past volatility is not a forecast.

Technical read

RSI (14)49.9

MACDbullish

Bollingerinside bands (+0.3σ)

Price cycle (Wyckoff)

Health trenddeteriorating

Flow pressureneutral

Valuation

Fair value ()

Upside—

Dividend yield+7.10%

Fundamental verdictAT-RISK

Confidence—

Ownership

Institutional holding34.62%

Foreign holding0.0%

Free float53.36%

Sponsor, institutional, foreign and public holdings from the latest disclosed shareholding pattern. Descriptive only.

Share structure

Authorized capital৳2,000mn

Paid-up capital৳1,570.69mn

Face value৳10

Market lot1

Outstanding shares157,068,585

Last AGM29-12-2024

Fiscal year end31-Dec

Reserve & surplus (ex-OCI)৳1,263.8mn

Other comprehensive income৳0mn

Financials

Recent P/E ratio

DateCurrent P/ETrailing P/E

Jul 14, 2026 — —

Jul 13, 2026 — —

Jul 12, 2026 — —

Jul 9, 2026 — —

Jul 8, 2026 — —

Jul 7, 2026 — —

Based on the latest un-audited financial statements. Descriptive only.

Dividend history

201818%

201622%

201515.5%

Earnings & NAV

YearEPSNAVDividend

2024 -11.79 4.6 0%

2023 -9.73 18.05 0%

2022 -1.08 27.78 0%

2021 1.44 21.35 2.5%

Quarterly EPS — FY2025

Q1-1.97

Q2-2.83

Half-year-4.8

Q3-3.73

Nine-month-5.22

From disclosed annual reports and dividend declarations. Descriptive only, not a forecast.

Levels

Resistance

৳3.7

৳3.9

৳4.1

৳4.3

Support

৳3.5

৳3.3

৳3.2

৳3.1

Historical bounce zones

Mar 9, 2026: ৳4.8→৳6.3 +31%

Mar 25, 2026: ৳4.9→৳6 +22%

Mar 31, 2026: ৳4.9→৳5.7 +16%

Apr 1, 2026: ৳4.5→৳5.5 +22%

Apr 7, 2026: ৳4.4→৳5.4 +23%

Apr 29, 2026: ৳3.8→৳4.4 +16%

May 18, 2026: ৳3.1→৳4.3 +39%

Jun 2, 2026: ৳3.5→৳4.1 +17%

Sector peers

Other Financial Institutions names, ranked by our analysis score (DSE has no market-cap feed). Descriptive comparison only.

ScripScorePriceUpsideYield

IDLCIDLC Finance PLC. 79 ৳44.3 +35.00% +3.50%DBHDBH Finance PLC. 74 ৳42.4 +19.00% +3.60%UTTARAFINUttara Finance and Investments Limited 29 ৳13.3 +664.00% +11.40%UNITEDFINUnited Finance PLC. 23 ৳16.6 -31.00% +6.20%ICBInvestment Corporation Of Bangladesh 15 ৳47.2 — +0.40%LANKABAFINLankaBangla Finance PLC. 9 ৳16.7 — +6.10%

Historical outlook

Based on how similar setups behaved historically — not a prediction of what will happen.

10-day 40% vs 40% market avg Typical move: -4.4% / 0.7% / 6.3%

30-day 41% vs 42% market avg Typical move: -6.9% / 1.2% / 10.3%

Signals: RSI<30 oversold

Reference levels

Descriptive reference points from the analysis — not instructions to buy or sell.

Entry readAVOID (dormant/dirty)

Reference stopn/a

Reference target—

Timing notestay out

Elevated (score 244) — acceptable only with real earnings and sponsor backing; artificial-activity lens applies. Phase: DORMANT (15% >200-MA, flow neut). Z-cat. HIGH-BETA 1.87 — amplifies market ~1.87x (drawdown risk in a downturn). [fundamentals AT-RISK (dividend cut risk), yield 7.1%]