ICBEPMF1S1

ICB Employees Provident MF 1: Scheme 1 · Mutual Funds · Cat A

0/100

High risk

৳6.50

DSE Hexagon

Stands out for trades below its estimated worth, held back by a weak earnings record.

Six lenses, each scored 0–100 from the analysis. Integrity is DSE-specific — it reads how organic the price action is (high = clean, low = concentrated-operator risk). Descriptive only, not a recommendation.

Risks & rewards

Risks (3)

⚠ Earnings trending down
⚠ Dividend sustainability at risk
⚠ Financial health deteriorating

Rewards (1)

✓ Trades below estimated fair value

Score breakdown

Price history & performance

52-week high৳7.50

52-week low৳3.30

From 52w high-13.3%

Beta—

7D +4.8%

1M -4.4%

3M +22.6%

6M +80.6%

1Y +30.0%

YTD +91.2%

Shareholder returns vs DSEX

ICBEPMF1S1+0.0%

DSEX+2.4%

ICBEPMF1S1 underperformed the DSEX since Jul 8, 2026 — that's when we started tracking the index, so this window will get longer over time.

Volatility

Annualized volatility42.1%

Daily VaR (95%)-3.7%

Max drawdown (5y)-61.6%

Correlation to market—

Typical volatility for a DSE stock. Descriptive only — past volatility is not a forecast.

Technical read

RSI (14)53.3

MACDbullish

Bollingerinside bands (+0.7σ)

Price cycle (Wyckoff)

Health trenddeteriorating

Flow pressureaccumulation

Valuation

Fair value ()

Upside—

Dividend yield+4.80%

Fundamental verdictAT-RISK

Confidence—

Ownership

Institutional holding46.46%

Foreign holding0.13%

Free float43.41%

Sponsor, institutional, foreign and public holdings from the latest disclosed shareholding pattern. Descriptive only.

Share structure

Authorized capital—

Paid-up capital৳750mn

Face value৳10

Market lot1

Outstanding shares75,000,000

Last AGM—

Fiscal year end30-Jun

Reserve & surplus (ex-OCI)৳-196.1mn

Other comprehensive income৳0mn

Financials

Recent P/E ratio

DateCurrent P/ETrailing P/E

Jul 14, 2026 8.92 52.5

Jul 13, 2026 9.2 54.17

Jul 12, 2026 9.2 54.17

Jul 9, 2026 8.92 52.5

Jul 8, 2026 9.2 54.17

Jul 7, 2026 9.06 53.33

Based on the latest un-audited financial statements. Descriptive only.

Dividend history

20233%

20225%

20216%

20205%

20194.5%

20185.5%

20176.5%

20166%

20157.5%

Earnings & NAV

YearEPSNAVDividend

2025 -0.23 7.38 0%

2024 -1.74 7.61 0%

2023 0.34 9.66 3%

2022 0.59 9.98 5%

Quarterly EPS — FY2026

Q10.63

Q2-0.48

Half-year0.16

Q30.37

Nine-month0.53

From disclosed annual reports and dividend declarations. Descriptive only, not a forecast.

Levels

Resistance

৳6.7

৳7

৳7.3

৳7.6

Support

৳6.4

৳6.2

৳6

৳5.8

Historical bounce zones

Nov 16, 2025: ৳3.3→৳4 +21%

Dec 24, 2025: ৳3.2→৳3.7 +16%

Jan 25, 2026: ৳3.4→৳5.2 +53%

Mar 8, 2026: ৳4.5→৳5.6 +24%

Mar 29, 2026: ৳5→৳6.1 +22%

Apr 22, 2026: ৳5.3→৳6.8 +28%

May 12, 2026: ৳5.4→৳7.8 +44%

Jun 15, 2026: ৳5.9→৳6.8 +15%

Sector peers

Other Mutual Funds names, ranked by our analysis score (DSE has no market-cap feed). Descriptive comparison only.

ScripScorePriceUpsideYield

GLDNJMFICB AMCL CMSF Golden Jubilee Mutual Fund 49 ৳7.70 — +3.70%NCCBLMF1NCCBL Mutual Fund-1 49 ৳5.70 +28.00% +9.20%CAPITECGBFCapitec Grameen Bank Growth Fund 36 ৳8.20 — +4.20%GRAMEENS2Grameen One : Scheme Two 30 ৳13.0 -25.00% +5.80%LRGLOBMF1LR Global Bangladesh Mutual Fund One 19 ৳3.80 — +8.10%MBL1STMFMBL 1st Mutual Fund 19 ৳4.50 — +10.10%

Historical outlook

Based on how similar setups behaved historically — not a prediction of what will happen.

10-day 29% vs 40% market avg Typical move: -4.6% / -0.9% / 3.9%

30-day 41% vs 42% market avg Typical move: -7.4% / -1.1% / 7.2%

Signals: MACD bull cross|Bearish Harami

Reference levels

Descriptive reference points from the analysis — not instructions to buy or sell.

Entry readAVOID (dormant/dirty)

Reference stopn/a

Reference target—

Timing notestay out

Elevated (score 173) — acceptable only with real earnings and sponsor backing; artificial-activity lens applies. Phase: DORMANT (36% >200-MA, flow neut). HIGH sharp-fall risk 14% (top-decile). [fundamentals AT-RISK (dividend cut risk), yield 4.8%]

Market activity

Block activity

Block trade ৳1.2M (2 trades), 1.1× normal public volume, institutional ownership +1.5pp.