ISLAMICFIN

Islamic Finance & Investment PLC. · Financial Institutions · Cat Z

0/100

High risk

৳11.2

DSE Hexagon

A mixed profile with no standout strength, held back by looks fully priced.

Six lenses, each scored 0–100 from the analysis. Integrity is DSE-specific — it reads how organic the price action is (high = clean, low = concentrated-operator risk). Descriptive only, not a recommendation.

Risks & rewards

Risks (5)

⚠ Z-category — higher default/governance risk
⚠ Signs of concentrated-operator price activity
⚠ Earnings trending down
⚠ Dividend sustainability at risk
⚠ Financial health deteriorating

Rewards (0)

No notable positives flagged.

Score breakdown

Price history & performance

52-week high৳12.0

52-week low৳5.80

From 52w high-6.7%

Beta1.13

7D +6.7%

1M +1.8%

3M +2.8%

6M +38.3%

1Y +43.6%

YTD +13.1%

Shareholder returns vs DSEX

ISLAMICFIN+0.0%

DSEX+2.4%

ISLAMICFIN underperformed the DSEX since Jul 8, 2026 — that's when we started tracking the index, so this window will get longer over time.

Volatility

Annualized volatility44.3%

Daily VaR (95%)-4.03%

Max drawdown (5y)-83.2%

Correlation to market0.48

Typical volatility for a DSE stock. Descriptive only — past volatility is not a forecast.

Technical read

RSI (14)58.1

MACDbullish

Bollingerinside bands (+0.9σ)

Price cycle (Wyckoff)

Health trenddeteriorating

Flow pressureaccumulation

Valuation

Fair value ()

Upside—

Dividend yield+4.40%

Fundamental verdictAT-RISK

Confidence—

Ownership

Institutional holding23.42%

Foreign holding0.0%

Free float45.76%

Sponsor/director trend (1y)Accumulating

Sponsor, institutional, foreign and public holdings from the latest disclosed shareholding pattern. Descriptive only.

Share structure

Authorized capital৳2,500mn

Paid-up capital৳1,403.27mn

Face value৳10

Market lot1

Outstanding shares140,326,670

Last AGM28-08-2025

Fiscal year end31-Dec

Reserve & surplus (ex-OCI)৳-1,375.1mn

Other comprehensive income৳0mn

Financials

Recent P/E ratio

DateCurrent P/ETrailing P/E

Jul 14, 2026 — 138.75

Jul 13, 2026 — 140

Jul 12, 2026 — 141.25

Jul 9, 2026 — 142.5

Jul 8, 2026 — 140

Jul 7, 2026 — 140

Based on the latest un-audited financial statements. Descriptive only.

Dividend history

20225%

202110.5%

202010%

201910%

201810%

201714.5%

20163%

201513%

Earnings & NAV

YearEPSNAVDividend

2024 -12.22 0.2 0%

2023 -1.64 12.42 0%

2022 0.3 14.56 5%

2021 1.32 15.31 10.5%

Quarterly EPS — FY2026

Q1-0.93

Q2—

Half-year—

Q3—

Nine-month—

From disclosed annual reports and dividend declarations. Descriptive only, not a forecast.

Levels

Resistance

৳11.4

৳11.8

৳12.2

৳12.6

Support

৳11.1

৳10.7

৳10.3

৳9.9

Historical bounce zones

Oct 12, 2025: ৳5.8→৳7.4 +28%

Oct 21, 2025: ৳6.6→৳7.9 +20%

Nov 16, 2025: ৳5.3→৳9.2 +74%

Dec 21, 2025: ৳7.9→৳10.7 +35%

Jan 25, 2026: ৳9.3→৳11.2 +20%

Feb 15, 2026: ৳9.9→৳12.2 +23%

Mar 9, 2026: ৳10→৳11.9 +19%

May 11, 2026: ৳9.9→৳11.6 +17%

Sector peers

Other Financial Institutions names, ranked by our analysis score (DSE has no market-cap feed). Descriptive comparison only.

ScripScorePriceUpsideYield

IDLCIDLC Finance PLC. 79 ৳44.3 +35.00% +3.50%DBHDBH Finance PLC. 74 ৳42.4 +19.00% +3.60%UTTARAFINUttara Finance and Investments Limited 29 ৳13.3 +664.00% +11.40%UNITEDFINUnited Finance PLC. 23 ৳16.6 -31.00% +6.20%ICBInvestment Corporation Of Bangladesh 15 ৳47.2 — +0.40%LANKABAFINLankaBangla Finance PLC. 9 ৳16.7 — +6.10%

Historical outlook

Based on how similar setups behaved historically — not a prediction of what will happen.

10-day 40% vs 40% market avg Typical move: -4.7% / -0.8% / 3.9%

30-day 50% vs 42% market avg Typical move: -8.1% / -1.2% / 7.1%

Signals: Evening Star

Reference levels

Descriptive reference points from the analysis — not instructions to buy or sell.

Entry readAVOID (dormant/dirty)

Reference stopn/a

Reference target—

Timing notestay out

strong artificial activity (score 261); speculative profile — not core-quality. Phase: DORMANT (20% >200-MA, flow neut) -> watch. Z-cat. [fundamentals AT-RISK (dividend cut risk), yield 4.4%]

Market activity

Insider activity (disclosed)

Buy 0 / Sell 0 in the last 90 days.