RUPALIINS

Rupali Insurance Company Ltd. · Insurance · Cat A

29/100

Weak

৳31.8

DSE Hexagon

Stands out for a strong earnings record, held back by looks fully priced.

Six lenses, each scored 0–100 from the analysis. Integrity is DSE-specific — it reads how organic the price action is (high = clean, low = concentrated-operator risk). Descriptive only, not a recommendation.

Risks & rewards

Risks (1)

⚠ Overbought on RSI (77)

Rewards (1)

✓ Earnings trending up

Score breakdown

Price history & performance

52-week high৳31.8

52-week low৳18.0

From 52w high+0.0%

Beta1.08

7D +16.1%

1M +16.5%

3M +38.3%

6M +50.7%

1Y +73.8%

YTD +51.4%

Shareholder returns vs DSEX

RUPALIINS+12.4%

DSEX+2.4%

RUPALIINS outperformed the DSEX since Jul 8, 2026 — that's when we started tracking the index, so this window will get longer over time.

Volatility

Annualized volatility37.9%

Daily VaR (95%)-3.28%

Max drawdown (5y)-67.1%

Correlation to market0.64

Typical volatility for a DSE stock. Descriptive only — past volatility is not a forecast.

Technical read

RSI (14)77.1

MACDbullish

Bollingerabove upper band

Price cycle (Wyckoff)MARKUP

Health trendstable

Flow pressureneutral

Valuation

Fair value17.8 (12.5-23.2)

Upside-44.00%

Dividend yield+1.70%

Fundamental verdictWATCH

ConfidenceLOW (re-rate ceiling, not target)

Ownership

Institutional holding17.16%

Foreign holding0.0%

Free float36.49%

Sponsor, institutional, foreign and public holdings from the latest disclosed shareholding pattern. Descriptive only.

Share structure

Authorized capital৳1,000mn

Paid-up capital৳804.99mn

Face value৳10

Market lot1

Outstanding shares80,498,681

Last AGM30-07-2025

Fiscal year end31-Dec

Reserve & surplus (ex-OCI)৳828mn

Other comprehensive income৳0mn

Financials

Recent P/E ratio

DateCurrent P/ETrailing P/E

Jul 14, 2026 23.94 33.26

Jul 13, 2026 24.09 33.47

Jul 12, 2026 23.11 32.11

Jul 9, 2026 22.5 31.26

Jul 8, 2026 21.44 29.79

Jul 7, 2026 21.89 30.42

Based on the latest un-audited financial statements. Descriptive only.

Dividend history

202410%

202310%

202210%

202110%

202010%

201910%

20175%

201610%

201510%

Earnings & NAV

YearEPSNAVDividend

2025 1.02 20.41 5%

2024 0.99 20.41 10%

2023 0.47 20.45 10%

2022 0.97 21.39 10%

Quarterly EPS — FY2026

Q10.33

Q2—

Half-year—

Q3—

Nine-month—

From disclosed annual reports and dividend declarations. Descriptive only, not a forecast.

Levels

Resistance

৳31.8

৳32.8

৳33.9

৳34.9

Support

৳31.5

৳30.5

৳29.5

৳28.6

Historical bounce zones

Oct 28, 2024: ৳17.2→৳26 +51%

Jun 22, 2025: ৳17.9→৳23.4 +31%

Aug 17, 2025: ৳20.6→৳26.7 +30%

Nov 16, 2025: ৳18→৳22.8 +27%

Dec 21, 2025: ৳20.1→৳25.1 +25%

Mar 8, 2026: ৳20.6→৳23.7 +15%

Apr 5, 2026: ৳21.8→৳26 +19%

May 6, 2026: ৳23→৳29.8 +30%

Sector peers

Other Insurance names, ranked by our analysis score (DSE has no market-cap feed). Descriptive comparison only.

ScripScorePriceUpsideYield

UNITEDINSUnited Insurance Company Ltd. 59 ৳46.9 +33.00% +3.30%PRAGATIINSPragati Insurance PLC. 53 ৳83.6 +14.00% +3.20%CITYGENINSCity Insurance PLC. 53 ৳107.1 -43.00% +0.90%REPUBLICRepublic Insurance PLC. 49 ৳41.8 -19.00% +2.50%CENTRALINSCentral Insurance PLC. 41 ৳45.7 -26.00% +2.80%ISLAMIINSIslami Insurance Bangladesh Limited 40 ৳64.1 -4.00% +3.10%

Historical outlook

Based on how similar setups behaved historically — not a prediction of what will happen.

10-day 40% vs 40% market avg Typical move: -6.4% / -1.2% / 6%

30-day 41% vs 42% market avg Typical move: -10.7% / -2.2% / 9.3%

Signals: RSI>70 overbought|Above upper Bollinger|52w-high breakout|Stochastic>80

Reference levels

Descriptive reference points from the analysis — not instructions to buy or sell.

Entry readWAIT (until clears both axes)

Reference stopn/a

Reference target—

Timing notewatch; no fresh money

Elevated (score 168) — acceptable only with real earnings and sponsor backing; artificial-activity lens applies. Phase: DORMANT (34% >200-MA, flow ACC). Elevated sharp-fall risk 11%. [fundamentals WATCH, payout 49.0%, yield 1.7%]